PayTel is a payment service provider, acquired by SIBS. The company is a Polish leader in the market for point-of-sale merchant solution and value-added services: handling payment cards, electronic top-ups and payments for bills of mass issuers. It offers payment solutions aimed at small and medium-sized merchants, being present all over Poland through its distinctive network of hundreds of agents. Through its competitive range of payment solutions, it is present in the market with more than 65 000 terminals POS. Company has its own terminal applications and its own infrastructure, based on the world proven central system, programming team, customer call center and terminal management system. Therefore, many processes, such as service or installation of devices, PayTel is able to perform faster and more efficiently.