Banc Certified Merchant Services (BCMS) is an international provider of electronic transaction processing services. At BCMS, we want to help your business grow. We service over 36,000 clients with a combined volume of 400 million dollars each month. Our business solutions have three elements for success: a design that meets the needs of small and mid-sized businesses, the speed and highest level of security in electronic communication, and Account Executives dedicated to client satisfaction. We offer unique solutions such as Zero-Cost Credit and Intelligent Rate through a license agreement with CardX.