EQL provides small dollar interest-free lending to help American working families and individuals access and improve their credit. Our Vision Our goal is to use our background in deep technology to improve economic outcomes of those disproportionately financially impacted by financial institutions. The way we do this is by first providing uncomplicated loans with zero fees and zero interest. We help our users navigate financial complexity with modern tools that help them budget and balance recurring bills; reinforcing good financial discipline with gamification. Our passion is to even-the-playing-field by converting paycheck-to-paycheck behaviors into asset-owning behaviors.