Wealth management firms are progressively shifting to a fee-only planning model with the goal of providing comprehensive, holistic guidance.  First Element Insurance Planners (FEIP) was created to serve as a strategic partner to fee-only firms to make it comfortable and easy to address risk management in a process-driven, proactive manner.  The insurance and estate planning experts at FEIP understand financial planning and the need to put solutions ahead of product.  The firm’s sole focus is providing proactive, objective advice as it relates to clients’ risk management needs.