INTRODUCING . . . LIFE PLANNING At Luminate, we know your financial and business “life” overlaps with the rest of your life. That’s why we call it Life Planning and not just financial planning. And when you can get benefits that matter, strategies for enhancing business performance, comprehensive financial and estate planning, asset management, even values-based investing — it is far more than just financial planning. CREATING BRIGHTER FUTURES Whatever your life goals may be, the Luminate Team offers a full range of services that will help you make the choices that are right for you, your family, and your business. eLuminate Financial Services, Inc dba Luminate Financial Services. California Insurance License Number 0D50936. Registered Representative Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and eLuminate Financial Services, Inc. are not affiliated. State securities registrations in Arizona, California, Colorado, Florida and Texas.