Our financial planning philosophy and all we do is focused on working with our clients to achieve their financial freedom. Health and Wellness is the foundation. This may seem an interesting area of focus, but living through a major illness to a parent and a child, I understand that without your health and wellness, all the money in the world cannot give you a fulfilled life. We place a major focus on understanding cashflow as it provides the momentum needed to start creating your financial freedom. We work with our clients to understand what is essential spending and your discretionary spending is. Other principals include Achieving the Australian dream of not just buying a home, but owning a home. Creating choices, whether it is going on a special overseas holiday, funding private school education for your children, or preparing early for retirement. We want everyone we work with to experience the joy of home ownership, having savings for a rainy day, peace of mind knowing your family is protected, and having a retirement that allows you the choice to travel and enjoy your hard-earned years of not working.