At Wealth Management Institute we are Financial Advisors that take a panoramic view of all your financial needs now and in the future to craft a personalized plan unique to your state in life. We can help you with all aspects of financial planning, from expense management, tax advice, investment decisions, and retirement plans. Disclosures: Investing involves risk including the potential loss of principal. Consider your risks and objectives before investing. This is for informational purposes only and should not be construed as tax advice. Consult your tax advisor regarding your specific situation. Securities and advisory services offered through Madison Avenue Securities, LLC, a Registered Investment Advisor, member FINRA and SIPC. Advisory services also offered through Wealth Management Institute, Inc., a Registered Investment Advisor. Wealth Management Institute and Madison Avenue Securities, LLC are not affiliated entities. Frank Cherniawski is securities registered in: AZ, CA, CT, FL, GA, IN, MI, MO, NC, OH, WA and Advisory Licensed in CA and MI with Madison Avenue Securities, LLC. Please inquire with the advisor about your state prior to further discussion or any decisions. California Disclosure: Frank Cherniawski, Certified Financial Planner, is filed with the Commissioner and has not been disapproved. Personal state of domicile and principal place of business is Michigan. California Insurance License Number: 0B81627.