Independent Investment Advisor and fiduciary located in Carmel, IN. Our approach is to put you in position to capture returns from market growth over time, using decades of academic research and cutting-edge technology. We believe in the efficiency of capital markets and taking an acceptable amount of risk for an acceptable return. We focus on the controllables: avoid expensive investments, manage taxes, keep turnover low, diversify, and shape your experience so that you enjoy peace and financial security. *posts should not be considered advice* Disclosure can be found @ https://park-elm.com/privacy/