LYRA is a unique technology that provides out of the box real time authorizations, customizable tokens with targeted smart contracts, built-in decentralized token exchange and marketplace, superlight clients, and many other features required for real world financial transaction processing. Lyra network is designed and coded from the ground up, which allows it to include most recent achievements in blockchain technologies such as block lattice, distributed proof of stake, cryptonote, and more. Those new technologies in turn allow to implement features that prevent mass adoption of most existing blockchains by mainstream: very high scalability, instant authorizations and settlements, super light clients, no chargebacks, no locked balances, native customizable tokens with targeted smart contracts, built-in “on chain” decentralized exchange, and more. Payment industry will never take crypto seriously before these key features are present.