We are continually meeting the daily challenges of finding new and innovative ways to control benefit cost for our clients. It’s a very difficult task that we don’t take lightly. Balancing benefit levels with cost is difficult in the best of times, but in this period of economic uncertainly our responsibility is even greater. Since the doors opened in 1991, SEBO has been a "family" ran business. The SEBO Group is an an organization that is bound by loyalty to one another and a commitment to the clients. As a privately-owned company, we understand the unique challenges and opportunities of closely-held corporations. We face the same complex issues of business valuation, ownership succession and strategic planning for compensation and benefits to attract and retain highly qualified employees. Our clients are the most important asset of our company followed by the intellectual property we contribute to the solutions for their employee benefits needs.