DivDat provides billing and payment services to all of your customers including your offline, unbanked, and transportation challenged. Your customers would pay you if it was more convenient. With the ease of technology, most businesses assume that their customers can pay online, anytime. The truth is, people in underserved communities are often without internet access, affordable bank services, or transportation to pay for basic needs like power & water. You want ALL of your customers to have equal access to pay their bills regardless of circumstance. To do that, you need a solution that will close the gap between your online payment options and your offline customers. Our inclusive payment options are guaranteed to accommodate any situation. In a society largely driven by electronic transfers, it is easy to forget that a sizable percentage of people still use cash either by preference or due to extenuating circumstances. 25% of American households are unbanked or underbanked. In many major cities, it can be as high as 40%. (Source: 2017 FDIC Survey of Unbanked and Underbanked Households.) DivDat's Mission: Leveling the Paying Field™ for people to pay their bills in a safe, convenient location at a time and method of their choosing, fee free! DivDat is a well-established provider of IT solutions, products and services for energy sectors and government entities including State, County, Municipal and Court entities. DivDat is the essential payments and equity bridge between billers and their customer base that is challenged to pay in a timely manner. In essence, we help billing entities not only reach these customers, but entice them to pay by empowering them with the tools to pay in their neighborhoods, at their convenience, with dignity, in a method they prefer through: Bill Payment Kiosk Solutions Mobile App Online/Web Pay Phone Pay/IVR Point of Service (POS) Custom Solutions