Seeds of Hope No Interest Loan Scheme (NILS) is another example of providing hope and practical help to people in the need in our community. Seeds of Hope NILS is located in Genesis Church at City Link Resource Centre, Carrara and provides individuals and families on a low income access to safe, fair and affordable credit. Seeds of Hope NILS has grown to more than 11 part time staff, mostly volunteers. Since 2011 it has issued loans for many essential items and in December 2016 issued it's 400th loan.