Alabama Ag Credit, headquartered in Montgomery, Alabama, provides short- and long-term loans for farms, timber and forestry operations, agribusinesses, recreational land and other rural property in the lower 40 Alabama counties. The financing co-op operates offices in Demopolis, Dothan, Enterprise, Montgomery, Monroeville, Opelika, Selma, Spanish Fort and Tuscaloosa. The association is a member-owned, locally controlled cooperative that is part of the national Farm Credit System established in 1916.