Innervation Finance is a cloud-based Fintech platform focused on addressing the access to capital challenges of small and medium sized businesses, particularly those run by women and people of color. Our technology allows us to seamlessly accelerate payments cheaply and efficiently to vendors when their customers demand longer payment cycles. Our innovative solution improves working capital, increases cashflow and strengthens the buyer-supplier relationship through the releasing of liquidity locked up in global supply chains. As a tech-enabled company that uses supply chain finance to drive capital efficiency and procurement spend optimization with the strategically important diverse supplier community, Innervation provides the liquidity management tool diverse businesses need to manage cashflow more effectively and increase competitiveness. As large corporate buyers demand longer payment terms, diverse suppliers’ cash flows become increasingly stressed. The current banking environment makes it difficult to finance term extensions, and as a result, diverse suppliers face greater business risks and working capital constraints that restrict opportunities for growth and long-term success. With higher capital costs and increased loan declination rates compared to non-diverse businesses, Innervation’s working capital solution strives to directly address the access to capital needs of diverse suppliers. We provide flexible financing, improve and unlock cash and liquidity from the supply chain which enables large customers of diverse suppliers to improve working capital as well while reducing the risk of supplier disruption due to illiquidity.