Liberty Mutual Insurance Europe Limited writes both Commercial Insurance Lines trading as Liberty Mutual Insurance (LMI) and Specialty Insurance Lines trading as Liberty International Underwriters (LIU). We employ over 400 people in our strong and growing network of offices in the UK (Birmingham, Bristol, Glasgow, Leeds, London and Manchester) and throughout Continental Europe (France, Germany, Ireland, Netherlands, Spain, Switzerland). We also operate in the Middle East and North Africa (MENA) region through an office in Dubai. Insurance products are sold exclusively through a panel of independent brokers drawing on the local knowledge and technical expertise of our teams. Liberty Mutual Insurance Europe Limited is a wholly owned subsidiary of Boston-based Liberty Mutual Insurance; a diversified global insurer and the third largest property and casualty insurer in the U.S. based on 2012 direct premiums written as reported by the National Association of Insurance Commissioners. Liberty Mutual Insurance also ranks 81st on the Fortune 100 list of largest corporations in the U.S. based on 2012 revenue. As of December 31, 2012, Liberty Mutual Insurance had $120.1 billion in consolidated assets, $101.5 billion in consolidated liabilities, and $36.9 billion in annual consolidated revenue. Liberty Mutual Insurance employs over 50,000 people in more than 900 offices throughout the world. It is rated 'A' (Excellent) rating by A.M. Best Co.