Greater Metro Federal Credit Union is a federally chartered, federally insured financial institution. The credit union’s primary focus is doing what is best for its members, by providing cost effective savings, checking, and loan products, while providing unmatched service and value. Since a credit union is a member-owned cooperative, excess earnings are returned to the members through lower interest rates on loans, higher yields on savings and investment accounts, or new products and services. Therefore, when you save, borrow, and invest at your credit union, it directly benefits you. The credit union philosophy of “People Helping People” remains the core of our business philosophy.