J.W. Terrill is a full-service provider of risk management and employee benefit solutions. Our comprehensive list of services includes commercial insurance, personal insurance, surety bonds, loss control services, risk management consulting, employee benefit plans and administration of benefit programs for self-insured businesses. Founded in 1972, J.W. Terrill has built a tradition of customer service and commitment to employees to become one of the largest independent brokerages in the United States. In 2015 J.W. Terrill joined Marsh & McLennan Agency, a subsidiary of Marsh, a global leader in insurance broking and risk management. Based in St. Louis, Missouri, J.W. Terrill serves accounts with premiums totaling over $514 million with a staff of 200 employees.