The word ‘provectus’ is Latin for advanced or next-level. We believe that our advice, products and client service is exactly that. PPW & Associates is a General Practice within Old Mutual Personal Financial Advice. With more than 50 years combined experience, our financial planners are qualified and able to add value to all their clients’ portfolios. With a 172 year legacy, Old Mutual is the largest and most trusted financial services provider in Southern Africa. Our partnership with companies like Nedbank and Old Mutual Insure (previously Mutual & Federal), Santam and PPS enables us to offer a variety of financial products and services, spanning the full spectrum of financial services. Our client base comprises of individuals, businesses, corporates and institutions. Old Mutual South Africa (OMSA) is a significant participant in the South African economy. Our product and service solutions take into account what our clients need and deliver this through our collective skills, years of experience and our value-driven people.