Meritas Advisors is a registered investment advisor with offices in San Rafael and San Diego, California. Our mission is to generate stable real returns, regardless of the direction of the economy. We strive to provide the highest level of service and exceed expectations in performance, planning and communication. We see opportunity in both up and down markets. We strive to generate returns from market movement, rather than being dependent on a particular market direction. We utilize the strongest performing funds across a wide range of sectors and strategies that when combined, seek to optimize opportunity, while minimizing downturns. These funds are regularly assessed for performance, style drift, changing market conditions, leadership changes, and increased risk-taking and are replaced as necessary to preserve our goal.