Lonestar MGA, a proud member of Warrior Insurance Network (WIN), offers you the Independent Producer a Personal Auto product that is competitively priced, with multiple discounts and payment options. With Lonestar you'll get a product that pays you a commission of 15% on new business and 12% on renewals with higher commissions available. When quoting our Lonestar personal auto product you can forget about your customer's Credit Score because Lonestar doesn't consider credit when determining the proper rate. Our rates are competitive for all regardless of credit.