Are you feeling debt-stressed? Constantly thinking about credit balances and payments? Worried you might never become debt-free? A debt-free financial fresh start IS possible, and we are here to help you get there. Since 1990 the caring Licensed Insolvency Trustees and Estate Managers at Sands & Associates have worked with more than 50,000 people across BC to help them resolve their financial challenges and break free from the burden of debt. From Consumer Proposals to personal bankruptcy and beyond - you have options to deal with your debts. Learn about your rights and remedies when it comes to debt, how you can consolidate and cut debt without borrowing, stop interest charges and creditor harassment without bankruptcy, and more. Knowing is not owing! Your debt and the circumstances that may have caused it do not define you. Although you may feel overwhelmed, know that you are not alone. Whatever the challenge, Sands & Associates is here for you and will treat you with empathy, respect and care. We believe everyone is entitled to live with dignity and without debt and its overwhelming stress. Our debt management professionals aim to provide you with all the information you need to make confident well-informed decisions so you can choose the course of action that’s best for you and your personal situation. Our qualified debt help experts serve residents across BC and you can even connect with a local Sands & Associates Licensed Insolvency Trustee from the comfort of your home. Visit us at www.sands-trustee.com today to book your confidential free debt consultation and get a plan to be debt-free. #WeHelpWithDebt