IMPORTANT INFORMATION Sydney West Financial Services Pty Ltd ABN 15 132 442 490 trading as Sydney West Financial Services is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited (Australian Financial Services Licence No. 232706). General Advice Warning This blog contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. If you decide to purchase or vary a financial product, your financial adviser, Sydney West Financial Services Pty Ltd, 02 8824 7881 and other companies within the AMP Group may receive fees and other benefits. The fees will be a dollar amount and/or a percentage of either the premium you pay or the value of your investments. Please contact us if you want more information. If you no longer wish to receive direct marketing from us you may opt-out by contacting/calling Sydney West Financial Services Pty Ltd. You may still receive direct marketing from AMP as a product issuer, bringing to your attention products.offerings or other information that may be relevant to you. If you no longer wish to receive this information you may opt-out by contacting AMP on 1300 157 173