Our Mission: To serve low-income individuals and families to empower them to achieve financial stability. Life OnTrak is a 501(c)3 nonprofit organization that has served the Bay Area and Greater Sacramento Region since 2008, providing financial coaching and training, financial counseling, and credit counseling and education through our local partners who work with economically disadvantaged individuals. Life OnTrak offers financial training programs to regional businesses and nonprofit organizations who work directly with clients experiencing financial difficulty. Through 1-3 days of in-office training, staff members will gain the knowledge necessary to navigate the client’s financial needs. Life OnTrak also holds workshops to groups and individuals who are looking to improve financial stability for themselves and for others. 1-day workshops will cover a variety of financial topics that are practical and applicable to all levels of financial stability. Our impact is measured by tracking an individual’s finances: credit score, debt amounts, income, savings and expenses. We give individuals the right tools and education to help them better manage their financial goals. We don’t believe in temporary solutions--we want to empower individuals, so they can be financially stable and independent.