RJA offers specialized advisory services to corporations, defined benefit pension plans, and endowments. The general principle behind the RJA approach is to use derivatives to establish an overlay position that alters the risk-return profile of the client’s existing investments and exposures. Our goal is to offer a high level of service and expertise by establishing in-depth relationships with each client in order to best understand their situation, preferences and risk tolerances. Using our expertise in the equity index option markets, option portfolio construction, analytics, and trading, we structure and implement individually tailored risk management programs.