PhotoChromic secures a programmable, persistent digital identity for Web3. The PhotoChromic identity protocol enables financial services providers to leverage their existing identity verification processes, reduce cyber risk, minimize data sharing, and improve the customer journey. As an interoperable, modular, and decentralized service provider, PhotoChromic enables and upholds user-centricity, and places all control over personal data into the hands of the customer. PhotoChromic uses smart contract technologies to ensure programmable privacy and cryptographic security.