When you are considering an investment or seeking to refinance your mortgage, title insurance is a vital part of the process to ensuring a successful outcome. We can help to protect you against significant financial losses with diligent preparation prior to your transaction with the financial strength to back your policy into the future. Legacy Title & Escrow was established in 2008, we have helped thousands of families and business with their financial needs and continue to provide top quality, personalized service with a range of issues. Title insurance provides vital protection against matters relating to title defects, which can otherwise cause you tremendous financial problems. Some of the issues covered include fraud, forgery of releases, wills or deeds, missing or undisclosed heirs, legal documents executed under expired or invalid power of attorney, and misinterpretation of wills. Protection is also provided against liens for unpaid estate, income, inheritance or gift tax, access issues, encroachment issues, violations of building permits, subdivision law and zoning law, and more. The advantages of working with a title company are many. By providing title insurance to owners and lenders, they facilitate the lending process. We can conduct a thorough title search, provide a title report and advise as to its content and ramifications. Issues may be identified in relation to additional ownership claims, liens on the property, zoning ordinances, easements, pending legal action, restrictive covenants, and more. As even the most thorough due diligence may not prevent issues from arising in regards to these matters at a later time, we can further protect you with homeowner's policy of title insurance. Another aspect of why you need title insurance is that a lending institution will require it to approve your loan.