Hart & Hart Financial Services is a 3rd generation investment and insurance planning firm. Founded by H. Terrell Hart CLU®, who began his career with New York Life in 1965. Our business is currently run by Terrell's son, Barry D. Hart, CLU®, ChFC®, CASL®, RHU®, and Barry's son, Jakob T. Hart RICP®. At Hart and Hart Financial Services, we are proud to offer New York Life Insurance Company and their affiliate companies' financial products and services. We believe they provide our clients with the best available resources needed to accomplish their goals. New York Life is a mutual company, meaning they are owned by their clients, not stock holders. They have a long history of superior financial strength, and integrity, because their only goal is to be here when their clients need them. We have modeled our business from New York Life, and by keeping our client's goals first, we have been able to serve thousands of families and businesses over the past 53 years. We don't believe in a one-size-fits-all approach. Instead, we work with you to create a strategy that's based on your individual needs and objectives. We are not directly affiliated with an investment management firm, and we conduct advisory practices that are independent and free from the pressures of recommending proprietary investment vehicles. This allows our Advisers to select product solutions that best align with the individual goals of our clients. Hart & Hart Financial Services is not owned or operated by New York Life Insurance Company or any of its affiliates. Neither Hart and Hart Financial Services, nor New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. We are not licensed in all jurisdictions.