Personal Lines Insurance in Oklahoma, specializing in Auto, Home, Farm, and Life Insurance. Represented by 165 independent agents across Oklahoma. Go to www.AFRMIC.com to find an agent near you or call 1-800-324-7771. Serving Oklahoma since 1905, first as an agricultural cooperative promoting agriculture, youth, and the needs of rural Oklahoma. An insurance company was started in 1920 to serve the membership of Oklahoma Farmers Union. The name was later changed to American Farmers & Ranchers Mutual Insurance Company, known simply as AFR Insurance.