121 Benefits raises service to an art form. We believe that creating, accessing, and using your benefits should be as simple and stress-free as possible. It’s our job to make it so. In business since 1989, our firm is the trusted consultant and administrator for clients who offer their staff Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA), Health Savings Accounts (HSA), VEBA, Qualified Transportation Plans, Employee Wellness Benefits Accounts, Affordable Care Act (ACA) Reporting, Defined Contribution Plans and Continuation Services of COBRA, Retiree Billing and Leave of Absence Billing. Want to feel like you’re our only client? All you have to do is call. Our clients’ employees appreciate the support they receive when they call our customer service center, plus 24/7 access to their accounts through our website and mobile app.