Dutch Payments Association: for an efficient, safe and reliable payment system The Dutch Payments Association organises the collective tasks in the national payment system for its members. Its members are providers of payment services: banks, payment institutions and electronic money institutions. The Payments Association’s responsibilities lie in the areas of infrastructure, standards and shared product features. Our society is highly dependent on a properly functioning payment system. Private individuals, merchants, businesses and financial institutions must be able to rely on debit card payments, bank transfers and other payment transactions being executed promptly and correctly at all times. This requires active cooperation between the providers of payment services and representatives of end users, including consumers and business owners. The Dutch Payments Association seeks to ensure a socially efficient, safe and reliable payment system. This requires accessibility, openness and transparency of its organisation.