It Pays Group is a payments and banking consulting firm that enables digital evolution. We help companies and financial institutions evolve and embrace digital transformation, by providing strategic direction and working with clients to build better products, programs and solutions that win in the marketplace. Subject matter experts in payments, products and technology, our key differentiator is “Excellence in Execution.” Hablamos Español. It Pays Group partners with clients to define and achieve their goals in three Practice Areas: • Traditional Payments: credit, debit, prepaid, ACH, EMV, contactless/NFC, merchant services • Digital Payments: eCommerce, mobile payments, digital wallets, apps, P2P, authentication, tokenization, internet/mobile banking • Digital Transformation of their business: user experience, collaboration, partnerships, agile development, APIs Strategy services include: • program and product evolution • business and opportunity evaluation • market entry planning • business cases and roadmaps. Execution services include: • solution design, architecture, evaluation, procurement and building • project planning and implementation support • expert advice and facilitation in teamwork, readiness and technology • operations and technology assessment and optimization