At uDirect IRA Services, the investments in your retirement account can be self-directed by "U". Most IRAs are typically invested in stocks, bonds and mutual funds. With a self-directed IRA from "uDirect", as the name implies, you make the investment choices. The types of investments are almost limitless. With the self- directed IRA account, "uDirect" acts simply as an independent administrator handling the investment transactions which you dictate.