Builders Exchange Benefits represents all of the major insurance carriers in Pennsylvania and Ohio. In addition to the portfolio of group Health, Life and Disability products we offer, we also provide: COBRA Administration Billing Reconciliation Eligibility Processing Group Dental and Vision Group Life/AD&D and Disability Group Voluntary and Worksite Benefits Claims Resolution Employee Communications Retirement Planning Medicare Consultation with a certified Medicare Consultant FMLA Support ERISA Compliance Section 125 Premium Only Plans Annual Benefit(s) Analysis Individual Life Proposals Long Term Care Consultation Health Reimbursement Account (HRA) Health Savings Account (HSA) Flexible Spending Account (FSA)