Federally Insured by NCUA No matter where you are in life, we can help. And no matter where you are in the valley, you're never far from a branch. Whether you're looking for free checking, a car loan, a mortgage lender, or a place to save for the future, we have you covered with some of the best rates and terms in the Roanoke Valley. We are a member-owned, not-for-profit financial institution serving the Roanoke Valley since 1947. Membership is open to all those who live or work in Roanoke, Salem, Vinton, or Botetourt.