THE PARADIGM ADVANTAGE • We are proud to work with clients and their families to simplify and organize their financial matters. • Our holistic planning approach for each client ensures customized and useful wealth management advice. • As a SEC Registered fee-only Registered Investment Advisor (RIA), we always place our clients’ interests first by providing consultative guidance that is unencumbered by ethical conflict. • We coordinate with clients’ other financial service professionals including estate attorneys and CPAs to provide synchronized counsel. • We are not affiliated with any broker-dealer; our open and independent investment architecture prevents us from being locked into one family of products. OUR APPROACH • Investment Policy Statements, written collaboratively with you to establish both short and long-term goals, needs and objectives. • Frequent and candid meetings with you and family members ensure we are always working toward common financial goals and needs. • Diversification within portfolios across several asset classes using modern portfolio theory concepts as well as disciplined rebalancing is critical to our process. - Allocation strategies include cash, fixed income, equity and alternative income - Investments used include fixed income securities, equities, exchange-traded funds (ETFs), mutual funds, and third-party managers. - Cost effectiveness, tax efficiency and risk-return trade-offs are key considerations for any chosen investment, not compensation.