Neverrest Mortgages has the perfect mortgage for any situation! Low credit, self-employed, investors purchasing or refinancing as individuals or through their LLC, little or no down payment and more. We handle all traditional loans - FHA, USDA, VA and Conventional loans as well as non-traditional loans like bank statement loans, asset depletion loans, declared income loans for high credit individuals and investor cash flow loans that allows the investment properties income to be used as qualifying income. We also have One Time Close construction loans (OTC loans) that allows you to purchase land and build the home of your dreams in one loan with one closing. The interest rate for these loans is locked in BEFORE construction ever starts so if it takes 12 months to build there is no need to requalify and no need to worry if rates start to rise while construction is going on. Contact us today for the perfect mortgage solution to fit your individual needs. NMLS 2347813 www.neverrestmortgages.com