Immediate helps businesses recruit, engage, and retain employees by providing a financial wellness solution that delivers on-demand access to earned wages. Our solution provides employees with on-demand access to their earned wages through integrations with major payroll providers. Employees utilize their existing time tracking management software, which updates Immediate in real-time of hours worked and wages earned. Earnings can then be efficiently transferred with the click of a button to a bank account or loadable debit card. Immediate allows employees to smooth out the peaks and valleys of a bi-weekly pay cycle by creating more consistent streams of income, breaking cycles of debt, and reducing the need for predatory alternative lending sources.