You'll make three important financial decisions in life. 1) what you'll do for a living 2) where you will live 3) how you'll use your money The most expensive part of that equation may deal with where you live. For the first time home buyer there are quite a few hurdles to home ownership. NewbieBuyer helps prepare you. Through a network of certified professionals NewbieBuyer offers the first time home buyer advisers to help you navigate through the potential landmines of home ownership from loan qualification to home purchase.