Professional Debt Counselling by NCR registered Debt counsellors - South Africa We Can Help You Get Debt Free!‎ and prevent legal action and repossession Lower Monthly Payments‎ by up to 60% Don't wait untill it is too late Free Debt counselling applications (T's&C's apply) Dont wait If you are in arrears with your accounts, dont wait for legal action to start. Get protection TODAY Debt counseling process The debt counselling process is very easy to understand. You basically get the opportunity to pay a reduced monthly repayment towards your debt Important questions Is this a loan? Absolutely not. Debt counselling is not a loan Can I exit debt counselling? Yes you can. At any time you can withdraw from the process Is debt counselling binding to my creditors? Debt counselling is the only process where your orginal agreement can be altered and be enforced When to use debt review If you are struggling every month to repay your debt at the cost of the quality of your life then you must concider debt review While debt review reduces your monthly repayments it allows you to provide better for your family because it leaves you with more disposable income Free debt counseling assessments We provide free debt counselling assessments and we do not charge joining fees