United Finance is a Direct Lender who will process and fund your loan directly. For both home purchase or refinance, United Finance is well-equipped to process and fund your loan on time. Processing Time: We close your Purchase Loan within 12-30 Days. Pretty much, we move as fast as you do. Upon receiving loan approval, the faster you satisfy the conditions, the faster we can fund your loan. The fastest purchase loan we closed was 12 days. That means you can be a home owner as fast as 12 days or less. United Finance provides variety of products including, government loan such as FHA and VA, conventional loan with 3% or 5% down payment, conventional jumbo loan with no MI, and last but not least, Non-QM products such as low credit customers, low income business owners, foreign national citizen. We have staffs who speak Cambodian (Khmer), Mandarin, and Spanish.