Since 2001 Managing Partner/Wealth Manager Scott Sanford CFP®, AEP®, CLU®, ChFC® and his team, Roger Pierce and Sherri Gilligan, provide comprehensive financial planning, investment advisory services, wealth management and insurance for businesses and individuals that want to make wise decisions with their assets and wealth. With Charles Schwab and a team approach, Harmony strives to offer the highest levels of fiduciary services possible. Harmony Private Client Advisers offers investment Advisory Services through Vista Private Wealth Partners, LLC a separately SEC registered investment advisor. It is important that you do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed by Harmony Private Client Advisers. Harmony Private Client Advisers is not responsible for the marketability or price performance of any security. Stated security prices are subject to continual change without notice, and past performance is not a guarantee of future performance. The information contained in this email has been obtained from sources, which we believe to be reliable, but we do not guarantee its accuracy or completeness. The opinions expressed reflect the judgment of the author at this date and are subject to change without notice. Harmony Private Client Advisers and its officers, employees, affiliates and members of their families may make investments in any company or security mentioned before, after, or concurrently with the publication of this report. The information transmitted by this e-mail is intended only for the addressee and may contain confidential and/or privileged material. If you received this communication in error, please contact us immediately at (720)490-4793, and delete the communication from any computer or network system.