Capital Resources provides equipment financing alternatives to commercial bank loans. Regulatory considerations have become a much larger part of the credit process for banks. Applications for bank loans have become more complex, and require customers to provide more information. Unfortunately, the results have been fewer approvals or approvals with greater restrictions. Furthermore, bank loans typically require a down payment by customers, a blanket lien on other assets, and restrictive covenants that inhibit the ability for customers to borrow future funds. The Company currently develops equipment financing products and vendor leasing programs that simplify credit requirements, maximize flexibility, minimize restrictions, and provide for total cost financing. The results are simple applications with quick approvals at competitive rates. Every funded contract is custom designed to increase the cash flow of our customers, thereby allowing them to obtain the maximum amount of equipment required to grow their business. Transactions range in cost from $20,000-$5,000,000 End-users select equipment from their favorite vendors, and we provide the financing. Our lease terms range from 12 to 84 months. We have various end of term purchase options that include one dollar and fair market value. Capital Resources also designs vendor leasing programs for equipment manufacturers, distributors, and value-added resellers to help stimulate sales by providing equipment financing for their products. By providing a total equipment acquisition solution for their customers, our vendors are able to differentiate themselves from their competition, increase sales, reduce outstanding receivables, and decrease the sales cycle by eliminating the need for their customers to search for additional financing.