Freeman Insurance Services is a boutique Employee Benefits Insurance Brokerage specializing in helping small businesses navigate the often complicated world of employee benefits. Key benefits to working with us are: -a small book of clients -annual reviews outside of renewal where we disclose our compensation -annual shopping with every carrier We work best with privately held companies with 10-100 full-time employees located in the Lexington, Louisville, in-between and surrounding areas of Kentucky. Small businesses typically come to us because: -they are unsatisfied with their current health insurance broker -their premiums continue to increase -they want to better control health care costs -they are starting a new health plan -their current broker is retiring or selling their business -they have compliance questions Key attributes we look for in clients are that they: -are a growing business -pay their bills on time -have an engaged owner who gets their insurance through the group plan -have a strong financial accumen -value quality service and are willing to pay a premium to get it -Concerned about rising health care costs -Open to creative new ways to reduce these costs -Current broker is not a friend or family member -Willing to fire their existing broker