Lumin Wealth is a firm of Chartered Financial Planners, an industry-awarded status that reflects the fact that we are meeting and committed to maintaining the highest professional and ethical standards. Based in St Albans and directly authorised by the Financial Conduct Authority (FCA), we provide high quality financial advice to, and manage discretionary investment portfolios for private clients, families, trustees and businesses. We aim to construct clear, simple and low cost plans tailored to our clients’ individual needs and objectives, and work hard to make the whole experience as smooth and hassle-free as possible. Transparency, honesty and integrity is the basis of our company. We will always explain what we do, how and why we do it, and what it is going to cost.