At American Annuity Funding, we help in the factoring of future payments from annuities, structured settlements, and lottery winnings. We are able to provide options to customers that enable them to access a lump sum of cash now from payments they would otherwise have to wait years to collect. This is all done through a court ordered process, where a judge deems this type of transaction is in the best interest of the annuitant. Some of the main reasons individuals choose this option is to purchase a home, purchase a vehicle, pay off high interest debt, obtain higher education, or start a business.