ABOUT HILLIARD & HERMAN ASSOCIATES, LLC Hilliard & Herman Associates, LLC is a private insurance firm that specializes with Seniors and Small businesses. We are 100% transparent with short and long term objectives. Our level of service exemplifies through our organization and implemented with our clients. Core values include integrity, competency, transparency, fortitude. Our philosophy stems from an “Educational Standpoint” with over 17 years of service in the financial industry. We strive for all of our clients to have the liquidity when the uncertainties of life are met head on. With a Hybrid business model were able to offer face-to-face vs online consultations with clients.We believe that these two segments are vastly under-served which is the reason for inception. As an entity narrowing our focus within two segments we have identified unpredictable concerns for Seniors while maximizing allocation opportunities for Business Owners. We offer free Annual Reviews regarding past policies or attend one of our workshops in the community. We are licensed in the following states: Florida, Georgia,Alabama, Kentucky, Ohio. Contact us today for a consultation. We welcomed the opportunity to know your family and endeavors."Today decision is tomorrow's peace of Mind"