Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time. Richmond Heritage has grown into a multi-million dollar credit union, owned and operated by its members who proudly continue the founders’ pay-it-forward values. Membership Benefits Richmond Heritage Federal Credit Union is here to help members achieve their financial goals in every stage of life. We offer a wide variety of savings plans, low-cost loans, and many other services to meet all of your financial needs. Who Can Join? Employees of: * Richmond Public Schools * Virginia Union University * Bon Secours Richmond Community Hospital * Metropolitan Business League * Southside Community Development & Housing Corporation * Association Education Services Corporation of Virginia * The Market @25 Street (MBL Partner) People who live, work, or worship in Blackwell, Manchester, or Swansboro communities. Immediate family members of any current member.