Southeast Surplus Underwriters General Agency, Inc. (Southeast Surplus) is a managing general agency and surplus lines agency. We provide retail agents with a superior source for both standard and non-standard insurance. As a managing general agency, Southeast Surplus provides all of the management, marketing, processing, underwriting and claims functions for Ranchers and Farmers Mutual Insurance Company and Ranchers and Farmers Insurance Company. As a surplus lines agency, Southeast Surplus provides access to Lloyds of London and other non-standard insurance companies providing hard to place coverage for agents in Texas. For three generations we have worked to provide the type of service our customers deserve. We are committed to meet the needs of Texas insurance agents by providing the best available products, user friendly technology and prompt, efficient service.