Papua Finance Limited (PFL) is incorporated and registered with the PNGIPA on the 14th December, 2010, and recently licensed by Bank of Papua New Guinea under Banking & Financial Institution Act 2000 as a authorised financial institution. It is mostly owned and managed by local, indigenous PNG citizens in providing quality lending services at a very low and affordable interest rates and to financially assist them in times of need in their daily living as well as to finance those having need of assistance to start up business and/or to expand existing business. Papua Finance Limited will also take deposits (IBD) with attractive interest rates to those who have surplus cash to. There are many banking and financial institutions in the country providing similar financial services to prospective clients according to their own terms and conditions, purposely to comply with the guidelines of BPNG. However, PFL strongly and confidently believes that demand for accessing credit facility is very high due to the individuals’ various business needs and wants. With this, PFL is really committed to providing this easy and accessible financial services competitively in the financial markets domestically so it closes this gap and maintain a reputable financial company in this banking and financial industry. Papua Finance Limited has a great vision to participate effectively and competitively at market and willing to be partnership with any corporate client(s) to ensure easy and conducive environment to facilitate credit to its employees. Also, flexibility in assessing and helping those prospective individuals doing either formal or informal business that has a fascination to prosper in future. PFL is not only profit oriented company, nevertheless, believes that providing accessible and affordable credit facility would directly or indirectly contribute immensely for the betterment of individuals lives as well contribute to the nation building and economic growth.