Wiser Retire is the answer to the Broken Financial Services Industry. Wiser Retire was specifically built to help individuals take responsibility for their own financial goals rather than leaving it up to the old way of doing things. Now you can determine what level you want to get involved. You can select the free plan for the DIY, or even just pay a small fee to have an expert create your plan and get it set up. For those that want someone to do everything - we have a plan for that.